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Live Analysis
🐋 Whale Detected
Credit Report
Generated Live
Analyzed $1.00B in DeFi positions
Across 1 position on 1 chain
Generated in under 6 seconds • Real-time on-chain data
Wallet Address
0xf0bb20865277aBd641a307eCe5Ee04E79073416C455
Credit Score
1.03
Health Factor
92%
LTV Ratio
For Developers
REST API
This exact report, available in one API call. Ship credit-aware DeFi apps in hours, not months.
// One API call. That's it.
const report = await fetch(
'/v1/risk-profile/{address}'
);
For Institutions
Enterprise
Underwrite crypto-native borrowers. Extend credit lines backed by real-time intelligence.
Risk Scoring
Multi-Protocol
Real-Time
Live on-chain data
Sub-6s response
7+ protocols
1 chains analyzed
DeFi Credit Score
455/850
High Risk
Wallet Address
0xf0bb20865277aBd641a307eCe5Ee04E79073416C
Report generated: 7/17/2026, 1:54:07 AM
Total Collateral
$522,345,102
Total Borrowed
$480,150,753
Health Factor
1.033
Loan-to-Value
91.9%
Risk Factors
critical
Imminent Liquidation Risk
Health factor 1.033 means position will be liquidated if collateral value drops 3.3%
Impact on score:-40
critical
Extreme Leverage
91.9% LTV leaves minimal safety buffer before liquidation
Impact on score:-30
medium
Concentration Risk
100.0% of collateral in single asset creates concentration risk
Impact on score:-15
medium
Volatile Collateral
High leverage combined with volatile collateral creates elevated liquidation risk during market downturns.
Impact on score:-10
low
Single Protocol Risk
All positions in one protocol. Consider diversifying to reduce smart contract risk.
Impact on score:-5
Lending Positions (1)
| Protocol | Chain | Collateral | Borrowed | Health Factor | LTV |
|---|---|---|---|---|---|
| Aave V3 | Ethereum | $522,345,102 | $480,150,753 | 1.033 | 91.9% |
Immediate Actions
- •URGENT: Deposit $96M more collateral OR repay debt to raise health factor above 1.5
- •URGENT: Repay $72M debt to reduce LTV below 70%
Short-Term
- •Diversify across multiple protocols (Aave, Compound, Morpho) to reduce concentration risk
- •Consider converting some volatile collateral to stablecoins or blue chips (WBTC, ETH)
Long-Term
- •Maintain health factor above 2.0 for optimal safety margin
- •Target LTV below 50% for conservative risk profile
- •Build emergency reserves to handle liquidation scenarios
Liquidation Scenarios
Current HF: 1.033
Threshold: 1
Buffer: 3.35%
| Event | Status | New Health Factor | Estimated Loss |
|---|---|---|---|
| Collateral drops 5% | LIQUIDATED | 0.982 | ~$26M in liquidation penalties |
| Collateral drops 10% | LIQUIDATED | 0.930 | ~$52M in liquidation penalties |
| Collateral drops 20% (stress test) | LIQUIDATED | 0.827 | ~$78M in liquidation penalties |
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