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Live Analysis
🐋 Whale Detected
Credit Report
Generated Live
Analyzed $2.07B in DeFi positions
Across 1 position on 1 chain
Generated in under 6 seconds • Real-time on-chain data
Wallet Address
0xf0bb20865277aBd641a307eCe5Ee04E79073416C455
Credit Score
1.03
Health Factor
92%
LTV Ratio
For Developers
REST API
This exact report, available in one API call. Ship credit-aware DeFi apps in hours, not months.
// One API call. That's it.
const report = await fetch(
'/v1/risk-profile/{address}'
);
For Institutions
Enterprise
Underwrite crypto-native borrowers. Extend credit lines backed by real-time intelligence.
Risk Scoring
Multi-Protocol
Real-Time
Live on-chain data
Sub-6s response
7+ protocols
1 chains analyzed
DeFi Credit Score
455/850
High Risk
Wallet Address
0xf0bb20865277aBd641a307eCe5Ee04E79073416C
Report generated: 10/16/2026, 4:00:11 AM
Total Collateral
$1,077,797,489
Total Borrowed
$996,805,818
Health Factor
1.027
Loan-to-Value
92.5%
Risk Factors
critical
Imminent Liquidation Risk
Health factor 1.027 means position will be liquidated if collateral value drops 2.7%
Impact on score:-40
critical
Extreme Leverage
92.5% LTV leaves minimal safety buffer before liquidation
Impact on score:-30
medium
Concentration Risk
100.0% of collateral in single asset creates concentration risk
Impact on score:-15
medium
Volatile Collateral
High leverage combined with volatile collateral creates elevated liquidation risk during market downturns.
Impact on score:-10
low
Single Protocol Risk
All positions in one protocol. Consider diversifying to reduce smart contract risk.
Impact on score:-5
Lending Positions (1)
| Protocol | Chain | Collateral | Borrowed | Health Factor | LTV |
|---|---|---|---|---|---|
| Aave V3 | Ethereum | $1,077,797,489 | $996,805,818 | 1.027 | 92.5% |
Immediate Actions
- •URGENT: Deposit $199M more collateral OR repay debt to raise health factor above 1.5
- •URGENT: Repay $150M debt to reduce LTV below 70%
Short-Term
- •Diversify across multiple protocols (Aave, Compound, Morpho) to reduce concentration risk
- •Consider converting some volatile collateral to stablecoins or blue chips (WBTC, ETH)
Long-Term
- •Maintain health factor above 2.0 for optimal safety margin
- •Target LTV below 50% for conservative risk profile
- •Build emergency reserves to handle liquidation scenarios
Liquidation Scenarios
Current HF: 1.027
Threshold: 1
Buffer: 2.72%
| Event | Status | New Health Factor | Estimated Loss |
|---|---|---|---|
| Collateral drops 5% | LIQUIDATED | 0.976 | ~$54M in liquidation penalties |
| Collateral drops 10% | LIQUIDATED | 0.924 | ~$108M in liquidation penalties |
| Collateral drops 20% (stress test) | LIQUIDATED | 0.822 | ~$162M in liquidation penalties |
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